«A MULTI-FACTOR SCORING APPROACH TO RISK ASSESSMENT AND MITIGATION IN SMALL BUSINESS ENTITIES: EVIDENCE FROM UZBEKISTAN». International scientific-electronic journal “Pioneering studies and theories” 2, no. 3 (июнь 18, 2026): 40–48. просмотрено август 12, 2026. https://pstjournal.picllc.uz/index.php/pst/article/view/129.