«A MULTI-FACTOR SCORING APPROACH TO RISK ASSESSMENT AND MITIGATION IN SMALL BUSINESS ENTITIES: EVIDENCE FROM UZBEKISTAN», PST Journal, т. 2, вып. 3, сс. 40–48, июн. 2026, просмотрено: авг. 12, 2026. доступно на: https://pstjournal.picllc.uz/index.php/pst/article/view/129