“A MULTI-FACTOR SCORING APPROACH TO RISK ASSESSMENT AND MITIGATION IN SMALL BUSINESS ENTITIES: EVIDENCE FROM UZBEKISTAN”, PST Journal, vol. 2, no. 3, pp. 40–48, Jun. 2026, Accessed: Aug. 12, 2026. Available: https://pstjournal.picllc.uz/index.php/pst/article/view/129